[GUIDE] A proper factory reset.

Suppose I want to do a factory reset. I need only the SMS and contacts to be restore. Want to a fresh installation of my all application.
Is there any way to install all app (currently installed in my phone) automatically from the Internet.

Hello,

I'm sorry if this is sorted out in another thread, but this is the guide that I used and then encountered this minor problem. I did a Factory Restore and use MyBackup, I then moved everything back onto my phone from my sd card, including apps. My apps now work, but they don't turn up on my downloads on my market. Do I have to uninstall and reinstall all of them to have them back on my market for update reasons? Also, my market looks odd, like it did when I first got my phone, and I recall it looking more sleek last night, but I checked for system software updates and it says that it is up to date.

I'm sorry, I'm pretty new to this and I'm at a loss as to what it going on with my phone now.

I downloaded My Backup, backed up everything onto my sim, took my sim out and did the internal factory reset as directed, went to restore everything onto my phone only to be told that there is an error with it.
It runs through the getting data, i select everything that i backed up, and it proceeds to restore everything until....
"I/O error: Unable to write to SD Card. Make sure the SD Card is inserted properly, is not connected to your PC, and is not full."
I know that the first things are done correctly, i think my card maybe full
How can i transfer what i have on there to a hard drive, without losing anything and without a card reader?

Please help me i need my phone to work properly and i thought doing a reset would solve some issues i have been having.